Medicare Advantage Plans must cover all of the services that Original Medicare covers. Most Medicare Advantage Plans offer extra coverage, like vision, hearing, dental, and/or health and wellness programs.
Medicare Supplement Insurance (Medigap), sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
You can get Medicare Part D prescription drug coverage in two different ways, through a Medicare Advantage Plan or through a stand-alone Medicare Part D Prescription Drug Plan, which you can add this benefit to your Original Medicare coverage.
Medicare Advantage
Medicare Supplements
Prescription Drug Plans
Dental/Vision
Life Insurance
Health Insurance
You pay the same amount for an insurance policy whether you purchase it through the company directly or through an Independent Agent.
A great advantage to partnering with an Independent Agent is that you may choose from many different companies rather than just one.
If you have any issues with premium payment issues, claims, or anything else, call us to save you from repetitive phone calls to the insurance company and provider’s office.
Avoid working with an Agent who can only offer you one choice! This includes calling an insurance company directly.
When you know how navigate you stay in control. We can show you the strategies that will help you stay in the driver’s seat of your insurance benefits.
You will benefit from our friendly knowledgeable staff and rest assured that you are getting the best available service and premium.
John is a Native of North Carolina and a Graduate of UNC Chapel Hill. He is a resident of both Wake and Pamlico Counties. John began his carreer as a Life and Health Agent in 1981 and began working In the Medicare Market in 2002, with United Healthcare. John joined Humana in 2004 as an Agent and then was promoted to North Carolina Sales Manager in 2005. John Flowe Insurance was started in 2017.